Insurance Effects of Driver’s License Suspension
When it comes to driver’s license suspension, you can expect that your car insurance rates to increase. Before your license suspension is lifted, you will need to prove that you have a car insurance. When it comes to car insurance cost, it may increase because of several factors such as having violations, penalties or sentence for an offense, such as being convicted of a DUI (driving under the influence) or DWI (driving while intoxicated), getting pulled for over speeding or car accidents. A driver’s license can be suspended because of car misuse, involvement in hit-and-run accident or any accident that the driver is proven at fault and repeated disregard of DUI or DWI rules.
Suspension of driver’s license may just seem totally fine and superficial, merely not driving while waiting for the suspension to be lifted, but when you eventually experience it yourself, you’ll realize how much not being able to do very much affects your life. Well obviously you won’t be able to drive to work, drive your kids to school, and not being able to visit your family and friends anytime you choose to do so, without the hassle of commuting. The less obvious situations are far more than what you initially expected like being restricted running errands, shopping, attending religious activities, attending doctor’s appointment, cannot fully assist someone who needs assistance like having to bring someone to the hospital because of an emergency, or bringing your dog to a dog day care or veterinarian as necessary. Apart from not being to legally drive your own car, your family and friends instantly becomes responsible for driving you around, and you being a burden on their shoulders. Although public transportation may be the best option for some while waiting for their driver’s license suspension to be lifted, those who live in a small town or a place without a significant transportation system, will likely need to rely solely on their family and friends. You are just putting yourself at greater risks if you try to drive your car with a suspended license. If you are caught driving with your driver’s license suspended, your suspension will be lengthened, you may lose your license permanently, or worse scenario, even go to jail.
You might think your ordeal ends after your driver’s license suspension has been reinstated, but actually, it is just the beginning. After the reinstatement, once you consult your car insurance company for some time, you may notice a significant increase in your car insurance rates, and it may be difficult for you finding a lower insurance rate with another provider. On your driving history, it will show the suspension of your driver’s license, and it will affect your insurance rate for years. You may view our website for more driver’s license articles and blogs.5 Key Takeaways on the Road to Dominating Help